• Retirement Planning: Work toward preserving your future with a comprehensive retirement plan that aligns with your lifestyle and goals (both financial and personal).
  
• Wealth Management: Grow and preserve your wealth with personalized strategies designed to maximize returns while managing risk.
  
• Investment Strategies: From portfolio diversification to asset allocation, we help you make informed investment decisions.
  
• Estate Planning: Financial planning and professional collaboration can help towards ensuring your affairs are and remain in order. 
  
• Tax Planning: Review your tax situation to focus on ensuring you aren’t over paying and that you incorporate long-term strategies that will benefit you in retirement.

*All investing involves risk including loss of principal. No strategy assures success or protects against loss in a declining market. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. Asset allocation does not ensure a profit or protect against a loss.

What is the role of a financial advisor?
A financial advisor helps individuals and families manage their finances effectively, offering guidance on investments, retirement planning, and wealth management. A financial advisor in San Luis Obispo, like those at Foronjy Financial, is tuned into the local tax laws and economy in order to offer even more effective advice. 

Why choose a CERTIFIED FINANCIAL PLANNER® professional?
CERTIFIED FINANCIAL PLANNER® professionals (also known as CFP® professionals) have met rigorous education, examination, experience, and ethics requirements. They are dedicated to acting in their clients' best interests, upholding the fiduciary duty and offering disinterested advice. 

How can financial planning benefit residents of San Luis Obispo?
Californians face unique economic challenges, and many San Luis residents have worked for local corporations like PG&E and Raytheon. Financial planning under the guidance of Foronjy Financial can provide clarity and confidence in managing finances and making the most of corporate and employee benefits packages. We pride ourselves in helping residents navigate economic challenges and capitalize on opportunities in our dynamic local economy.

*Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP® and  CERTIFIED FINANCIAL PLANNER™in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.